Shaneeka Biddings

Emerald Lux Capital is your partner in modern private lending, offering tailored financial products to fuel your real estate success.

Transforming Real Estate Financing

Swift and Reliable Financing Solutions

Your Pathway to Smart Investments

Looking for fast, flexible capital to fund your next real estate deal? Emerald Lux Capital offers hard money lending solutions for fix and flips, rental properties, new construction, land and development, DSCR-based loans, refinances, and commercial bridge loans. Whether you’re building from the ground up or scaling your portfolio, we’re here to help you close with confidence. Reach out today to get started — we’d love to learn more about your project.

Fix & Flip Loans

Flexible short-term funding for investors buying, renovating, and reselling properties. Designed to cover both purchase and renovation costs, with quick approvals to keep your projects moving.

Rental /DSCR

Long-term financing for investors building passive income through rental properties. Ideal for single-family or multi-unit investments, with competitive rates, flexible terms, and options for refinancing or cash-out to grow your portfolio.

Commercial
Bridge Loans

Short-term, asset-based financing for investors needing fast capital between acquisition and long-term funding or property sale. Ideal for quick closings, renovations, or refinancing while securing permanent financing.

New Construction
Loans


Build Your Vision with Fast Flexible Construction Financing

Ground-Up Construction Loans Designed for Momentum

Whether you're building a rental portfolio or developing a custom spec home, Clear to Close Capital gives you the funding to break ground fast. Our construction loans offer flexible draw schedules, interest-only payments, and expert guidance all to keep your cash flow strong and your project on track.

DSCR

(Debt Service
Coverage Ratio) &
Refinance Loans

A smart solution for refinancing or purchasing cash-flowing rental properties.

Land &
Development
Loans

Financing for land acquisition and infrastructure development to support future projects.

SBA 
(Small Business
Administration)
Loans

Secure funding backed by the government for expanding, acquiring, or sustaining your small business.

Why Choose Emerald Lux Capital?

Our commitment to your success is reflected in our unique funding solutions tailored for real estate investors.
Explore our highlighted offers that set us apart from traditional financing options.

Fast Access to Funds

Experience rapid funding to seize real estate opportunities without delay.

Expert Guidance

Benefit from our deep industry knowledge and professional advice from seasoned brokers.

Flexible Terms

Our lending solutions offer the flexibility you need to maximize returns.

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